It is a privilege to live in Panama City Beach and have the opportunity to assist individuals and families find the home of their dreams. Once you experience a sunset on the beach, with the pristine white sugar-sand between your toes and the emerald green waters of the Gulf of Mexico kicking up beautiful waves, you’ll understand why Panama City Beach is one of America’s favorite areas to live and vacation at. With its 22 years of experience in Bay County, Coldwell Banker Carroll Realty, Inc. has earned the reputation of being one of the most respected and trustworthy Real Estate agencies in the area. Although my wife Teresa and I live in Panama City Beach, I would love to have the opportunity to serve you in finding the perfect home for you anywhere in Bay County. Please give me a call so we can chat a little bit about what your needs are; I’m sure we can find the perfect home!


I could not have chosen a more professional real estate agent than Ray. He truely encouraged me to seek financial help in qualifing for the most house I could afford. I am so pleased with my purchase and my agent. Thank you, Ray Kistler


While on vacation in Panama City Beach this past March, my husband and I saw a condo for sale that we were interested in. The problem was that we didn’t see it until the day before we were to return to Kentucky. It was listed by Ray Kistler with Coldwell Banker Carroll Realty. We gave him a call and explained our situation. Not only was he able to get us in on such short notice to see the one we inquired on, he also showed us another condo as well. We told him we were very interested and that we would go home and discuss it. In the mean time, upon returning home, our son had found another one that was listed in the same resort. We gave Ray a call and told him about it. He knew exactly what we were looking for and he volunteered to go look at the condo for us since we are 640 miles away. He called us while at the condo, took pictures and walked us through as if we were there. He said he felt this is the one we might be looking for. Since we felt a connection with Ray from the very first time we met him, we trusted his judgment and hopped a plane back to Florida. We absolutely loved the condo and put a contract on it immediately! We thought it was going to be a nightmare trying to close on this property because of the distance between states but it was just the opposite! Ray went above and beyond to make this transaction as smooth as possible. My husband and I have been in the rental business in the past and have purchased many properties over the years. This was by far the easiest purchase we have ever made. We feel that we have found a realtor who is very dedicated and willing to go that extra mile. And as and added bonus, we have also acquired a good friend in the process. We would highly recommend Ray Kistler!

Nita & Cliff

Ray Kisler really was an asset for an out of state buyer coming to town to buy a home on a very short time line. He listened to my needs and found homes in my budget and with the desired amenities. I am now a resident in really cool beach home.